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    • What’s Credit 2.0 For The Business
    • What’s Credit 2.0 For The Consumer
LOGIN AT SMARTCREDIT.COM NOW >>ATTENTION: CONSUMERDIRECT.COM MEMBERS Your membership is now with SmartCredit.com giving you great new features at no extra charge!
  • We pioneer Credit 2.0 technologies for consumer money, credit and identity.

    The old days are over. No more do consumers have to settle for read only credit reports, read only-mass advertised online financial accounts, after the fact identity theft notices or having to call their creditors.
    Technology has won the day, Credit 2.0 is here! We are the pioneers of this technology. In fact, its so good we have several issued patents.

  • We pioneer Credit 2.0 technologies for consumer money, credit and identity.

    The old days are over. No more do consumers have to settle for read only credit reports, read only-mass advertised online financial accounts, after the fact identity theft notices or having to call their creditors.
    Technology has won the day, Credit 2.0 is here! We are the pioneers of this technology. In fact, its so good we have several issued patents.

If you want to revolutionize consumer Money, Credit and Identity. You have to make it easy, integrated and give the consumer full control.

David B. Coulter - Founder & C.E.O.

Our technology helps consumers save time and money by using one product.

Having all ones financials accounts in one place is very convenient. Especially, when it is combined with credit, identity and action buttons. It's great to have bank accounts, credit cards, utilities, loans and investments accounts all in one place. Alerts for everything just makes life simple.

A new and simplified way to see your credit data. It slides left and right to show you simple information. Yet it includes the ability to zoom in to see as much details as you need, including individual transactions. Includes credit scores and what is affecting it most.

Imagine getting an Alert to your mobile phone saying someone is applying for $4,000 in credit at Best Buy. But, you're on the beach with your family. Just hit the button in the Alert to stop the application for credit. That's it. Simple and Convenient.

Action buttons that let consumers ask their creditors anything is by far the best way to control your money, credit and identity. No "account numbers" or billing statements needed. Most importantly, no need to talk on the phone. Just push the button.

SmartCredit.com

SmartCredit.com is owned and operated by ConsumerDirect. This is our most popular consumer web site and it incorporates all our technologies.

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Smart App for Business

We built a way for businesses to track consumer credit after the crucial credit report is used to determine credit. It works great for consumers who are declined for credit and want an opportunity to understand why and have a better credit life style.

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TransUnionPlus.com

We built and operate the premium consumer web site for the credit reporting agency Trans Union. This private label version of our technologies is a great place for consumers to understand their money, credit and identity.

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